Online Medicare & ACA Health Insurance Marketplace
Smarter Health Insurance Starts Here
Enter your Zip Code-Docs-Meds — and Discover the Perfect Plan Made for You
Get Clear, Unbiased Help Navigating the Complete Health Insurance Marketplace.
At GenerationHealth.me, you can compare Medicare, ACA Marketplace, Medigap, and, then talk with a Licensed Broker who explains everything in plain English
Compare ACA plans, Medicare, Medicaid, Medicare Savings Program, Check Subsidies, and get Free Local Support from GenerationHealth.me
See Health Insurance Plans Near You — No Contact Info Required. Browse Freely, Compare Confidently
Side-by-side Plan Comparison:
Compare coverage, costs, and benefits clearly — so you can see real differences at a glance.
Doctor & Hospital Looks:
Check whether your preferred doctors, specialists, and hospitals are included before you choose.
Medication Reviews:
Review prescriptions to see how different plans may cover your medications and pharmacies.
Personal guidance:
Get clear, unbiased help from a local advisor who explains your options in plain language.
Alignment Health, Aetna, Cigna, BCBS, Anthem, Devoted, Humana, Zing, WellPoint, and Wellcare
Discover Simple Steps to Enroll in Marketplace Health Insurance and more with our Easy-to-Follow Step Guides
Enter your Zip Code, Docs, and Meds — and Discover the Perfect Plan made for you
See Health Insurance Plans Near You — No Contact Info Required. Browse Freely, Compare Confidently.
Proudly Helping Families Find the Right Health Insurance Since 2014
See Health Insurance Plans Near You — No Contact Info Required. Browse Freely, Compare Confidently.
Many Families First hear about ACA health plans when they Lose Employer Coverage, start a Small business, or see their Income Change.
The Affordable Care Act created Online Marketplaces where Individuals and Small Businesses can compare plans side by side, see if they qualify for tax credits, and enroll in coverage that actually fits their budget.
If you’d like to explore plans on your own first, you can browse options and estimate your savings at HealthSherpa.
Our platform will review quotes with ease and if you need a local broker you can always give us a call or shoot us a text.
Local Guidance, National Plans, and Personal Support for your Health Insurance Journey
Medicare Supplement (Medigap) plans help cover the gaps that Original Medicare leaves behind, like deductibles, copays, and coinsurance. If you want predictable costs and the freedom to see any doctor who accepts Medicare, Medigap can be a strong fit. On GenerationHealth.me you can quickly compare medicare-quotes side by side, where we line up benefits, premiums, and out-of-pocket limits on one screen so you can see the trade-offs clearly.
If you’re leaning toward a Medigap plan, you can request personalized information at medicare supplemental quote, and we’ll narrow the list to plans that match your doctors, budget, and prescriptions. Many people in North Carolina want to know the difference between the two most popular Medigap choices, so we also created a focused guide at medigap plans in North Carolina plan G vs N that explains how Plan G and Plan N handle costs in real-world situations.
Medicare Supplement Insurance Makes your Healthcare More Predictable —
Explore Medigap Coverage near Me Today
For official rules on eligibility and enrollment, you can review the Social Security Administration at ssa.gov and the federal Medicare site at medicare.gov. Once you’ve checked the basics there, come back to GenerationHealth.me so we can walk through your options together and help you choose the Medigap plan that fits your health needs and wallet.
Medicare has a lot of moving parts, so it helps to walk through the basics step by step. If you’re just getting started, begin with How to Sign Up for Medicare Parts A and B. so you know exactly when your coverage should start and how enrollment works.
Once you understand the timing, you can see real plan options and pricing by visiting Free Medicare Quotes Online, where we compare multiple Medicare Advantage, Medigap, and Part D plans side by side.
After you’ve looked at a few quotes, use How to Choose the Best Medicare Plan After Getting Quotes to sort through your choices and narrow everything down to the plan that truly fits your doctors, prescriptions, and budget. For official federal information on eligibility and rules, you can also review the Social Security Administration at ssa.gov and the Medicare handbook at medicare.gov.
Protect Your Smile & Vision with some Dental and Vision coverage
Compare from up to 10+ trusted carriers to get affordable coverage for dental checkups major work and vision exams
Below is a plain-English comparison you can use when you’re trying to figure out where can I buy health insurance on my own and what to choose.
| Place to buy | Best for | Safety level | Key warning |
|---|---|---|---|
| ACA Marketplace | Most under 65 who want real coverage + possible subsidies | High | Watch enrollment dates |
| Medicare.gov + licensed help | 65+ or eligible due to disability | High | Avoid pushy “too good” offers |
| Employer/COBRA | Short-term bridge | High | Can be expensive |
| Random ads/social media links | People looking for “cheap quick” | Low | Many are not ACA plans |
| What to compare | What it means | Why you care |
|---|---|---|
| Premium | Monthly payment | Your “every month” cost |
| Deductible | What you pay before plan pays (often for many services) | Big driver of out-of-pocket costs |
| Copays/Coinsurance | Your share when you use care | Impacts day-to-day affordability |
| Max Out-of-Pocket | Your yearly “worst case” cap for covered services | Your financial safety net |
| Network + drugs | Doctors/hospitals + prescriptions covered | Avoid surprise bills |
If you want a guided Medicare comparison: How to compare Medicare Advantage plans in North Carolina.
Q1. Are Medicare quotes really free on GenerationHealth.me?
A. Yes. There is no cost to get Medicare or ACA quotes through GenerationHealth.me. We’re paid by the insurance companies if you choose to enroll in a plan, and your premium is the same whether you use a broker or go direct.
Q2. What types of plans can you help me compare?
A. We can help you look at Medicare Advantage, Medicare Supplement (Medigap), Medicare Part D drug plans, ACA Marketplace plans, and some off-exchange individual and family plans. We’ll narrow the list to plans that fit your doctors, prescriptions, and budget.
Q3. Do you only help people in North Carolina?
A. North Carolina is one of our main service areas, but we may be able to help in additional states depending on licensing and carrier contracts. When you contact us, let us know your state and ZIP code, and we’ll confirm if we can work with you.
Q4. How do brokers get paid if I don’t pay you?
A. When you enroll in a plan through a licensed broker, the insurance company may pay the broker a commission. That commission is already built into the plan’s pricing, so you don’t pay extra to use a broker — but you gain a guide who can help you understand your options.
Q5. Will you push me into one specific company or plan?
A. No. Our goal is to help you understand the differences between plans so you can choose what fits your needs. We’ll explain the pros and cons of each option, point out potential red flags, and answer questions in plain language before you decide.
Health insurance is too important to leave to guesswork. Whether you’re comparing Medicare plans, exploring ACA Marketplace options, or wondering if a Medigap policy makes sense, you deserve clear answers and a guide you can trust.
At GenerationHealth.me, we bring everything together in one place — easy comparisons, plain-language explanations, and free support from a licensed health insurance broker who’s looking out for you, not the insurance companies.
Rob Simm is a licensed U.S. health insurance advisor and founder of GenerationHealth.me, specializing in Medicare, ACA Marketplace coverage, and supplemental health plans. With years of hands-on experience helping individuals, families, and seniors navigate complex insurance choices, Rob focuses on simplifying coverage options, breaking down costs, and guiding clients toward plans that truly fit their needs.
He is certified annually with top national carriers, trained in CMS compliance standards, and actively supports clients across North Carolina, Virginia, and multiple U.S. regions. Rob is known for his clear explanations, data-driven approach, and commitment to ethical, transparent insurance guidance.
When he’s not helping people compare plans or lower healthcare costs, Rob continues researching federal updates, Medicare rule changes, and marketplace trends to ensure every article at GenerationHealth.me reflects the most accurate, current information available.
For personalized help with Medicare or Marketplace coverage, connect with Rob at GenerationHealth.me.
📍 Based in North Carolina | ☎️ (828)761-3324 | ✉️ Contact Rob
💙 Clear answers. Trusted guidance. Local experience.
⚖️ Compliance & Trust Disclaimer
Information provided on this page is for educational purposes only and should not be considered legal or financial advice.
Plan availability, premiums, and benefits may vary by location and carrier.
Always verify specific details with a licensed insurance professional or directly with Medicare.gov before enrolling.
GenerationHealth.me and Robert Simm are independent agents and not affiliated with or endorsed by the U.S. government or the federal Medicare program.